There are some reasons why your Apple Pay might not be working. It may have some technical glitches or server issues. Why isn’t my Apple Pay working? Here are some of the most common causes and how to fix them:
1. Internet connection: Make sure your device is connected to a stable internet connection.
2. Network restrictions: Check if your network allows Apple Pay access. Some public Wi-Fi networks or cellular data plans might block it.
3. Apple Pay servers: There might be a temporary issue with Apple Pay’s servers. Check Apple’s System Status page for updates.
Source: https://getassist.net/apple-pay-not-working/